Express Mortgage & Loan Sdn Bhd is a legal and licensing under KPKT and our work team will help clients to solve their financial problems. We specialise in unconventional finance and loan assistance, which frequently needs to be tailored to the specific set of financial conditions of the client.We are providing service to the whole Malaysia. Our company has more than 10 years experience in the financial industry. After consideration, we decided to expand our business to digital lending. Express Mortgage & Loan Sdn Bhd, one of the approved pioneer Credit Community providers under the Ministry of Housing and Local Government (KPKT).WHY USE Emloan?Convenient Application ProcessLow-Interest RatesQuick ApprovalProfessional AdviceSafe and Secure ExperienceFlexible repayment time up to 5 yearsEligibility Must have proof of income.Malaysian Citizen Only.18 Years Old & Above.How it worksWith our apps. you can apply with 3 simple stepsDownload our appsFill out the applicationSubmit the application and wait for approvalLastly, get your cash within a short amount of time!How we process the applicationWhen we receive your application, we will check about the document that you submitted to us and take a review. We will review your application within two hours at the fastest, and you will be notified of the review result, whether it is approved or rejected, within a maximum of three business days.Em Loan Personal Loan details:Minimum 6 months and maximum 5 years for repaymentMaximum Annual Percentage Rate(APR): 18% Per AnuumExample:1 year loan for RM 1000, the repayment information will be as follows.Principle amount = RM1000Total interest 18% P.A.= RM180Total Principle Amount with Interest = RM1180Month Instalment = RM 98.33Please note that this is an illustrative example, and the actual loan cost may vary based on individual loan terms and conditions.